Health care has become an elaborate institutional magic trick.
The existence of private health insurance is a misdirection.
The existence of government plans that provide health insurance is yet another misdirection.
[...] the fundamental problem with health care is that it costs too much.
Rather than attack that problem, the institutions that live on health care dollars connive to provide colossal misdirection.
Preserving the illusion that health care is affordable for the vast majority of Americans.
The actual cost of health insurance often exceeds what individuals and families pay in employment taxes or income taxes.
The calculator also provides an estimate of the health care expenses covered by insurance.
In other words, even with subsidies, workers may face expenses that can cause personal bankruptcy.
The all-in cost of health care blows away the cost of employment taxes or income taxes.
If you'll excuse the technical jargon, this is a real pickle for people on the lower end of the wage scale.